AI-Era KPIs for Insurance

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AI Underwriting and Pricing Integrity (5 KPIs)

Portfolio Concentration Risk Index (PCRI)

GMI-INS-001 Integration-Required

Pricing Disparate Impact Index (PDII)

GMI-INS-002 Infrastructure-Dependent

Underwriter Skill Retention Index (USRI)

GMI-INS-003 Infrastructure-Dependent

Telematics Score Calibration Index (TSCI)

GMI-INS-004 Integration-Required

Behavioral Gaming Detection Rate (BGDR)

GMI-INS-005 Research-Forward

Claims Automation Quality and Leakage (3 KPIs)

STP Valuation Leakage Rate (SVLR)

GMI-INS-006 Pilot-Ready

Triage Complexity Currency Index (TCCI)

GMI-INS-007 Integration-Required

Reserve Anchor Independence Score (RAIS)

GMI-INS-008 Pilot-Ready

Fraud Detection Calibration and Collateral Damage (3 KPIs)

Fraud Ring Pre-Detection Exposure (FRPDE)

GMI-INS-009 Integration-Required

SIU Queue Currency Index (SQCI)

GMI-INS-010 Integration-Required

False Positive Attrition Cost (FPAC)

GMI-INS-011 Integration-Required

Actuarial Model Trust and Reserve Integrity (2 KPIs)

Confidence Interval Honesty Index (CIHI)

GMI-INS-012 Infrastructure-Dependent

Emerging Liability Blind Spot Index (ELBSI)

GMI-INS-013 Research-Forward

AI Assessment Accuracy — Vision and IoT (4 KPIs)

IoT Signal Degradation Index (ISDI)

GMI-INS-014 Infrastructure-Dependent

Damage Estimation Segment Bias (DESB)

GMI-INS-015 Integration-Required

Pre-Existing Damage Misattribution Rate (PEDMR)

GMI-INS-016 Integration-Required

Loss Control Intervention Effectiveness (LCIE)

GMI-INS-017 Infrastructure-Dependent

Distribution Fairness and Suitability (3 KPIs)

Product Suitability Alignment Score (PSAS)

GMI-INS-018 Integration-Required

Coverage Coherence Index (CCI)

GMI-INS-019 Infrastructure-Dependent

Non-Renewal Disparate Impact Index (NRDII)

GMI-INS-020 Integration-Required

Maturity Distribution

Pilot-Ready

Integration-Required

Infrastructure-Dependent

Research-Forward